PROPERTY AND CASUALTY
Multifaceted Expertise
With a foundation built on expertise and a forward-looking approach, Alterity partners with clients to shape insurance strategies that are both comprehensive and cost-conscious. As independent advisors, we go beyond product offerings—our focus is on demystifying risk and delivering solutions that align with each client’s unique goals and challenges.
Alterity offers unbiased advice, considering all administration models — outsourced, co-sourced or in-house — based on what best suits each client’s needs and objectives.
Property & Casualty Services
Our services offer tailored solutions that align with your organization’s needs, whether you’re a business owner, private equity firm, family enterprise, municipality or public educational facility. We are committed to providing expert insurance reviews, due diligence and benchmarking to help you enhance the performance of your insurance programs.
Providing clients with the technical expertise and resources required to effectively administer all aspects of their risk management program, including oversight of broker, vendor and carrier deliverables.
Our workers’ compensation goals align with yours: manage claims, control costs, and stay ahead of industry and legislative changes. We assist clients in evaluating self-insurance options for their programs. When feasible, we guide them through state approval and program setup and provide ongoing plan oversight.
Helping lenders reduce risk and protect their financial interest in real estate and collateralized loans. By bridging the gap between lending and insurance contracts, we streamline the closing process and minimize the risk of potential losses, ensuring borrowers comply with lender insurance requirements.
Private Equity
We cater to the unique needs of private equity firms by offering specialized insurance expertise. Our services help leverage overall portfolio insurance buying power, streamline risk management standards, and ensure individual portfolio insurance programs effectively protect operations and assets.
Schools and Municipalities
We provide risk management, self-funded workers’ compensation advice and program management. From feasibility and initiation to ongoing maintenance, our services include third-party administrators (TPA) selection and management, claims oversight, budget preparation and client presentations.
Private Risk Insurance
Families and their advisors take tremendous care to grow and safeguard assets. We engage a holistic risk management approach to protect families, possessions and net worth.